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News 12 interviewed Paul Oster, the founder and the president of Better Qualified, about new Anthem Security Breach and what everyone should know about it. Anthem is working with AllClear ID, a leading and trusted identity protection provider, to offer 24 months of identity theft repair and credit monitoring services to impacted individuals. This includes customers of Anthem, Inc. companies Amerigroup, Anthem and Empire Blue Cross Blue Shield companies, Caremore, HealthLink, and UniCare, and some employees of self-insured employer groups where Anthem received information about non-Anthem members to provide analytics and administrative services. Anthem was not required by law to encrypt the data. Anthem could face civil lawsuits for not having this data encrypted. The data was stolen over a period of weeks the month before the data breach was discovered. Full list of Video Credit see here http://broadcaster.beazil.net/public/credits/youtube/videos/213124 Better Qualified works with over 100 business partners that are both public and privately held companies. The company has consulted for thousands of individuals and corporations on their credit ratings, operations, sales and business models. Oster has extensive knowledge and experience in finance, mortgages and insurance. 20 years of experience in the industry has given Mr. Oster great insight to develop custom programs for all of Better Qualified’s clients. Paul J. Oster is the CEO of Better Qualified, LLC, a limited liability company that specializes in business and consumer credit services. Companies usually have two distinct approaches to Financial services type of business. One approach would be a bank which simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the acquisition to its holding company simply to diversify its earnings. Outside the U.S. (e.g., in Japan), non-financial services companies are permitted within the holding company. In this scenario, each company still looks independent, and has its own customers, etc. In the other style, a bank would simply create its own brokerage division or insurance division and attempt to sell those products to its own existing customers, with incentives for combining all things with one company. The City’s new garage sale ordinance is now in effect! The City of Placentia’s Municipal and Zoning codes were developed to protect the residential atmosphere of your neighborhood and prevent unsafe and unsightly use of property. City Goals of the City of Placentia strives to eliminate blight, improve the appearance of business and residential districts, and create a community where all those who live, work, and play can experience a sense of pride and well-being. Your partnership is needed to achieve these goals. The Placita Santa Fe Merchants Association and the City of Placentia are proud to bring you the annual Tamale Festival, Las Posadas to be held in Old Town Placentia in the 100-200 blocks of Santa Fe Street on Wednesday, December 9. Installment credit is used for a specific purpose, for a defined amount and for a specific period. Payments are usually the same amount each month. Examples of purchases made on installment credit include large appliances, automobiles and furniture. These kinds of loans usually offer lower interest rates than revolving credit. For example, a car company holds a lien on the car until the car loan is repaid. The total amount of the principal and interest is repaid within a predefined period. If the customer defaults on the loan payments, the company can repossess the car and charge penalties. Better Qualified has developed a proven credit management program that will help you manage your credit and save money.
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Consumer credit is the portion of credit consumers use to buy non-investment services consumed or goods that depreciate quickly. This includes automobiles, education costs, recreational vehicles (RVs), boat and trailer loans, but it does not include debts obtained to purchase margin on investment accounts or real estate. Consumer credit allows consumers to get an advance or loan to spend money on products or services for family, household or personal uses repaid at a specified future date. The main advantage of consumer credit is that consumers can purchase goods and services and pay for them later.
List of all video credits is located here http://broadcaster.beazil.net/public/credits/youtube/videos/225137 Your credit score is important as it can affect whether you can get a mortgage, and on what terms. Your credit score doesn’t have to be perfect, but when you increase it, you improve your chances of buying a home. The biggest myth of all is that “Your past credit history determines your future”. The scoring model, like life, is in constant change. The best way to handle change is with education. Understanding credit risk is not easy, and it’s a challenge exacerbated by the enormity of the bond market. “Demystifying Credit Part Three” video can help you understand what is real and what a myth in credit scoring industry. Minnesota’s first so-called ‘lifestyle center’, The Shoppes at Arbor Lakes, is designed in the spirit of a mid-century American village and includes stores such as Pottery Barn, Brooks Brothers, Williams-Sonoma, GoodThings, National Camera Exchange, Hot Mama, Teavana, Anthropologie, P.F. Chang’s, World Market, and numerous other upscale stores. This lifestyle center was built in 2003 and has been replicated in Woodbury, Minnesota (Woodbury Lakes). Maple Grove’s Shoppes at Arbor Lakes is 412,000 square feet (38,300 m2) in size and is home to more than 65 stores and restaurants. The most recent Arbor Lakes development is a hybrid power center development called The Fountains at Arbor Lakes. At 850,000 square feet (79,000 m2), this retail complex includes stores such as Costco, Caribou Coffee, Subway, DSW, Lowe’s, REI and a Holiday Inn & Suites with a water park. Major financial and insurance products and services include loans, financial services, investment advice, insurance products, transactions processing, trading financial instruments, and asset management. Financial and insurance firms create, liquidate, or change ownership of financial assets such as stocks, bonds, options, and insurance. Insurance accounts for about 50% of sector revenue, lending for about 35%, and securities services for about 15%. Better Qualified has helped thousands build, manage, and monitor their credit since 2006. Our staff of credit experts works diligently to attack derogatory accounts, while advising you towards building a better credit score. Better Qualified CEO Paul Oster has been featured on numerous radio and TV broadcasts including CBS, NBC, News 12 NJ, and Pix 11. Paul is also a regular guest on Fox Business News and is often referred to as the ‘Nation’s Credit Repairman’. Better Qualified works closely with collections attorneys to comb through all of your 3rd party collections in search of violations. When an account is sold to a 3rd party, often times the collection company will violate set regulations. This leaves the consumer paying more than they have to or paying for something that isn’t theirs.
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